- Rates
Current Rates as of November 16, 2011
- (rates are subject to change)
SHARE RATES |
Account Type |
Rate |
Yield |
Regular Shares* |
0.18% |
0.18% |
Money Market** Tiered Rates |
|
|
$500 - $2,499 |
0.18% |
0.18% |
$2,500 - $24,999 |
0.20% |
0.20% |
$25,000 and up |
0.23% |
0.23% |
Share Draft/Checking*** |
0.05% |
0.05% |
IRA Share Accounts |
0.20% |
0.20% |
Club Accounts |
0.18% |
0.18% |
*Regular Share Accounts with balances under $100 do not recieve dividends.
**Money Market Accounts have a minimum balance requirement of $500 and withdrawals are limited to 3 per month.
***Share Draft Accounts with average daily balances under $500 are not paid a dividend
SHARE CERTIFICATE RATES* |
Term |
Rate |
Yield |
|
|
|
3 Month |
|
0.18% |
6 Month |
0.33% |
0.33% |
12 Month |
0.58% |
0.58% |
24 Month |
0.88% |
0.88% |
36 Month |
1.27% |
1.28% |
48 Month |
1.57% |
1.58% |
60 Month |
1.81% |
1.83% |
*Minimum Certificate Balance is $500.00
Jumbo Rates and Current Rates are Quoted as the same. Further explanation can be given by Charles Sette, VP of Finance at X 120.
*Minimum Certificate Balance is $500.00
Loan Rates |
New & Used Vehicles
Rates as low as 3.00%
Apply Now!
|
Signature Loans
Rates as low as 8.50%
Apply Now!
|
Home Equity Lines of Credit
SPECIAL - As Low As 3.75% - No Floor
1/2% over Prime for Life of Loan
OR
As Low As 1.00% below Prime Rate With Floor
Floor Rate is 5.00%
.
(Current Prime Rate is 3.25%)
Rates Adjust on Jan 1st & Jul 1st
Based on Prime Rate as of Dec 1st and Jun 1st
Floor Rate is 5.00% - Minimum Payment is $100
|
Fixed Rate Second Mortgages
Rates as low as 4.00 %
|
|
|
Tuition Assistance Loans
Share Covered as low as 2.68%
Non-Share Covered as low as 8.75%
Apply Now!
|
|
Platinum VISA Rewards Card
As Low As 9.90%
25 Day Grace Period
No annual fee
View Your Rewards @ www.CURewards.com
|
Share Secured Loans
Rates as low as 2.68%
Apply Now!
|
Certificate Secured Loan
2.00% above certificate rate
Apply Now!
|
Loan Rates are quoted for those members electing
payroll deduction, automatic transfer, or direct deposit.
Minimum Savings Balance of $100 Required to be eligible for Loans
*above certificate
|