Rates
Current Rates as of August 25, 2010
(rates are subject to change)

 

SHARE RATES

Account Type

Rate

Yield

Regular Shares*
0.40%
0.40%
Money Market** Tiered Rates
$500 - $2,499
0.40%
0.40%
$2,500 - $24,999
0.45%
0.45%
$25,000 and up
0.55%
0.55%
Share Draft/Checking***
0.05%
0.05%
IRA Share Accounts
0.55%
0.55%
Club Accounts
0.40%
0.40%

*Regular Share Accounts with balances under $100 do not recieve dividends.
**Money Market Accounts have a minimum balance requirement of $500 and withdrawals are limited to 3 per month.
***Share Draft Accounts with average daily balances under $500 are not paid a dividend

SHARE CERTIFICATE RATES*

Term

Rate

Yield

 

3 Month
0.65%
0.65%
6 Month
0.85%
0.85%
12 Month
1.00%
1.00%
24 Month
1.49%
1.50%

36 Month

1.83% 
1.85% 
48 Month
2.18%
2.20%
60 Month
2.52%
2.55%

*Minimum Certificate Balance is $500.00

Jumbo Rates and Current Rates are Quoted as the same. Further explanation can be given by Charles Sette, VP of Finance at X 120.

IRA SHARE CERTIFICATE RATES*

Term

Rate

Yield

18 Month
1.49%
1.50%
36 Month
1.88%
1.90%
60 Month
2.57%
2.60%

*Minimum Certificate Balance is $500.00

Loan Rates


New & Used Vehicles

Rates as low as 4.25%
Apply Now!


Signature Loans
Rates as low as 8.50%
Apply Now!
 

Home Equity Lines of Credit

SPECIAL - As Low As 3.75% - No Floor
1/2% over Prime for Life of Loan


OR


As Low As 1.00% below Prime Rate With Floor
Floor Rate is 5.00%

.
(Current Prime Rate is 3.25%)

 
Rates Adjust on Jan 1st & Jul 1st
Based on Prime Rate as of Dec 1st and Jun 1st

Floor Rate is 5.00% - Minimum Payment is $100


Fixed Rate Second Mortgages

Rates as low as 4.50 %

First Mortgages

Please Call 1-877-885-4044 for rates and
application information or
Click Here to View Rates or Apply Now!


Tuition Assistance Loans

Share Covered as low as 2.90%
Non-Share Covered as low as 8.75%
Apply Now!

Platinum VISA Rewards Card
As Low As 9.90% 
25 Day Grace Period
No annual fee

View Your Rewards @ www.CURewards.com


Share Secured Loans

Rates as low as 2.90%
Apply Now!
 


Certificate Secured Loan
2.00% above certificate rate
Apply Now!
 

Loan Rates are quoted for those members electing
payroll deduction, automatic transfer, or direct deposit.
*above certificate

 

 

     

| site search | about us | services | whats new | rates | on-line services | hot links | security | e-C.U.P.I.D. & ARROW |

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - NCUA National Credit Union Administration, a U.S. Government Agency

Privacy Policy | Legal Disclaimer
©2010 Novartis Federal Credit Union

Equal Housing Lender     We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act