Rates
Current Rates as of August 13, 2008
(rates are subject to change)

 

SHARE RATES

Account Type

Rate

Yield

Regular Shares*
0.80% 0.80%
Money Market** Tiered Rates
   
$500 - $2,499
1.00% 1.00%
$2,500 - $24,999
1.64% 1.65%
$25,000 and up
1.98% 2.00%
Share Draft/Checking***
0.20% 0.20%
IRA Share Accounts
1.49% 1.50 %
Club Accounts
0.80% 0.80%

*Regular Share Accounts with balances under $100 do not recieve dividends.
**Money Market Accounts have a minimum balance requirement of $500 and withdrawals are limited to 3 per month.
***Share Draft Accounts with average daily balances under $500 are not paid a dividend

SHARE CERTIFICATE RATES*

Term

Rate

Yield

 

3 Month 2.82% 2.85%
6 Month 3.15% 3.20%
12 Month 3.49% 3.55%
24 Month 3.64%

3.70%

                                     36 Month                                     

      3.83%      

        3.90%       

48 Month 4.03% 4.10%
                            60 Month                                  4.17%     

      4.25%      

*Minimum Certificate Balance is $500.00

Jumbo Rates and Current Rates are Quoted as the same. Further explanation can be given by Charles Sette, VP of Finance at X 120.

IRA SHARE CERTIFICATE RATES*

Term

Rate

Yield

18 Month 3.64% 3.70%
36 Month 3.93% 4.00%
60 Month 4.17% 4.25%

*Minimum Certificate Balance is $500.00

Loan Rates


New & Used Vehicles

Rates as low as 4.50%
Apply Now!


Signature Loans
Rates as low as 8.50%
Apply Now!
 


Home Equity Lines of Credit

Rates as low as 1.00% below Prime Rate
(Current Prime Rate is 5.00%)
Rate Adjusts on January 1st & July 1st
Based on Prime Rate as of Dec 1st and Jun 1st
Floor Rate is 5.00% - Minimum Payment is $100


Fixed Rate Second Mortgages

Rates as low as 4.50 %


First Mortgages

Call 1-877-885-4044 for terms and rates or Log on to our  On-Line Mortgage Web Site


Tuition Assistance Loans

Share Covered as low as 3.30%
Non-Share Covered as low as 8.75%
Apply Now!


Platinum VISA Rewards Card

9.90% - 25 Day Grace Period
No annual fee

View Your Rewards @ www.CURewards.com

VISA Classic Credit Card
13.90% - 25 Day Grace Period
No annual fee


Share Secured Loans

Rates as low as 3.30%
Apply Now!
 


Certificate Secured Loan
2% above certificate rate
Apply Now!
 

Loan Rates are quoted for those members electing
payroll deduction, automatic transfer, or direct deposit.
*above certificate

     

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