Rates
Current Rates as of October 28, 2009
(rates are subject to change)

 

SHARE RATES

Account Type

Rate

Yield

Regular Shares*
0.65% 0.65%
Money Market** Tiered Rates
   
$500 - $2,499
0.65% 0.65%
$2,500 - $24,999
0.70% 0.70%
$25,000 and up
0.75% 0.75%
Share Draft/Checking***
0.10% 0.10%
IRA Share Accounts
0.85% 0.85%
Club Accounts
0.65% 0.65%

*Regular Share Accounts with balances under $100 do not recieve dividends.
**Money Market Accounts have a minimum balance requirement of $500 and withdrawals are limited to 3 per month.
***Share Draft Accounts with average daily balances under $500 are not paid a dividend

SHARE CERTIFICATE RATES*

Term

Rate

Yield

 

3 Month 1.00% 1.00%
6 Month 1.09% 1.10%
12 Month 1.49% 1.50%
24 Month 1.98%

2.00%

                                   36 Month                                   

      2.23%      

       2.25%       

48 Month 2.47% 2.50%
                            60 Month                                  2.72%     

      2.75%      

*Minimum Certificate Balance is $500.00

Jumbo Rates and Current Rates are Quoted as the same. Further explanation can be given by Charles Sette, VP of Finance at X 120.

IRA SHARE CERTIFICATE RATES*

Term

Rate

Yield

18 Month 1.98% 2.00%
36 Month 2.37% 2.40%
60 Month 2.86% 2.90%

*Minimum Certificate Balance is $500.00

Loan Rates


New & Used Vehicles

Rates as low as 4.50%
Apply Now!


Signature Loans
Rates as low as 8.50%
Apply Now!
 


Home Equity Lines of Credit
SPECIAL - As Low As 3.75% - No Floor
1/2% over Prime for Life of Loan

OR

As Low As 1.00% below Prime Rate With Floor
Floor Rate is 5.00%

(Current Prime Rate is 3.25%)
Rates Adjust on Jan 1st & Jul 1st
Based on Prime Rate as of Dec 1st and Jun 1st
Floor Rate is 5.00% - Minimum Payment is $100


Fixed Rate Second Mortgages

Rates as low as 4.50 %


First Mortgages

Please Call 1-877-885-4044 for rates and
application information or
Click Here to View Rates or Apply Now!


Tuition Assistance Loans

Share Covered as low as 3.15%
Non-Share Covered as low as 8.75%
Apply Now!


Platinum VISA Rewards Card

As Low As 9.90% 
25 Day Grace Period
No annual fee

View Your Rewards @ www.CURewards.com


Share Secured Loans

Rates as low as 3.15%
Apply Now!
 


Certificate Secured Loan
2% above certificate rate
Apply Now!
 

Loan Rates are quoted for those members electing
payroll deduction, automatic transfer, or direct deposit.
*above certificate

 

 

     

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