Novartis Federal Credit Union
Internet Privacy Statement

Our credit union respects your privacy. Through our Web site, we strive to provide valuable information to you about how we may serve you. Whether you are a valued existing member or someone interested in joining our credit union, we hope our site answers your questions about our products and services, locations, and hours.

We want to assure you that we take our responsibility very seriously to treat your personal information in a confidential and secure manner. In order to do so, we are protecting your privacy and ensuring your trust by providing the following privacy policy.

Recognition of Your Privacy Expectations
We believe that the confidentiality of our members information is one of our most important responsibilities. Therefore we have policies and procedures in place, that are designed to prevent misuse of this information.

Employees and Privacy
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Our employees are educated on the importance of maintaining the confidentiality of all member information. All employees are bonded and are personally responsible for keeping member information confidential.
In addition, we require our employees to sign confidentiality agreements to maintain the privacy of your information.

Security Procedures
We follow multiple security procedures designed to guard against unauthorized access to confidential information. These procedures include all of our Internet services.

Information We Collect About You and Disclose to Others
At Novartis Federal Credit Union, we collect, retain, and use information about you so we can better serve your financial needs and maintain account relationships with you.

We collect nonpublic personal information about you from the following sources:

 
     

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Equal Housing Lender We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act