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Loans
Up to 100% financing is now available on NEW vehicles. This includes Tax, Title, and Licensing.
Up to 100% financing of the NADA retail value is also available on USED vehicles.
Four VISA programs are available to our members:
1. VISA Classic- with credit lines to 5,000
2. Secured VISA - with credit lines available equal to share balance pledged
3. Student VISA- which is limited to $1,000 with a qualified co-signer. The credit union has a great "Student Saver" package available which offers many more money savings to both the parents and students throughout the college experience.
4. Platinum VISA - which can have limits up to $25,000. It always has a very good rewards program attached to it called CURewards where you get one point for each dollars spent.
Our VISA programs offer:
- No Annual Fee
- 25 Day Grace Period
- 13.90% Annual Percentage Rate for Classic and Student
- 9/90% Annual Percentage Rate for Platinum
Protect your on-line purchases by registering your VISA Debit Rewards Card with Verified By VISA.
Take advantage of our Share or Certificate Secured Loans, which can allow you to borrow up to 95% of your Share or Certificate balances. Certificates Secured Loan rates are just 2% above the stated Term Share Certificate Rate.
Looking for a First Mortgage?
Your search stops here!
Please click here to apply for a first mortgage or to check today's current rates.
Home Equity Lines of Credit
Not a First Time Home Buyer?
Novartis Federal Credit Union can help you too!
We offer Second Mortgages and Home Equity Lines of Credit.
Please call our Loan Department in East Hanover at 973-947-1000 option 2.
We will be happy to help you with all of your mortgage needs.
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