Novartis FCU - About Us

The mission of the Credit Union is to provide the highest quality professional services to each member.

Our Credit Union is a non-profit organization which is owned and operated by its members, who elect a Board of Directors annually. As a member of Novartis Federal Credit Union, you have a say in how you receive financial services.

Net Income is distributed to the membership in the form of dividends. Historically, the Credit Union's Dividend Rates are paid well above current rates for similar products. In addition, our Loan Rates are normally below market rates for similar products.

Membership is the heart of the Credit Union. You are eligible to join if you belong to one of these groups. APPLY HERE.

All Employees, Retirees and Immediate Family Members Living in Household of:

Credit Union operations are audited regularly by the Supervisory Committee and by unscheduled visits of the federal examiners who check on all aspects of operations.

The National Credit Union Administration regulates and examines our Credit Union. In addition, they maintain and insure your funds up to $250,000 for a single account and up to $1,000,000 for joint accounts through the National Credit Union Share Insurance Fund. IRA Accounts are insured up to $250,000. During the past few years, your credit union has earned the highest rating available, demonstrating excellence in sound financial strength. A Share Insurance Tool Kit is provided here for you to verify your insured shares.

In addition, our Credit Union maintains the highest 5-Star Rating for superior financial strength and quality member service given by the Bauer Financial Group.

5 STAR RATING

Financial Information as of June 30, 2009

Board, Committees, and Staff

Board of Directors

Chair:		Michael Hatolski
Vice Chair:		Frank Unger
Treasurer:		Ann M. South
Secretary:		Dan Shatynski
Supervisory Committee Liaison:		Frank Unger
Credit Committee Liaison:		Arthur Belfiore

Other Directors:

Jenney Bencivengo Maureen Crowe Joe Jagiello OPEN POSITION

The Board of Directors is elected annually by the membership at the Annual Meeting. They serve rotating 3 year terms. These individuals are highly committed volunteers. The success of our Credit Union can be directly attributed to the dedication of these individuals.

Supervisory Committee

Board Liaison:		Frank Unger
Committee Members:		Brian Harraka, CPA Kristine Loughran, CPA Doug Morgan

The all volunteer Supervisory Committee is appointed by the Board of Directors. The function of the Supervisory Committee is to watch over the Board and Staff to ensure safety and soundness of the Credit Union. It is their responsibility to conduct and oversee the audits and examinations of the Credit Union.

Credit Committee

Chairman:		Arthur Belfiore
Committee Members:		Wanda Collins Joe DiSimone AnnMarie Earle Michelle Lewis

The all volunteer Credit Committee is elected by the membership at the Annual Meeting. Their responsibilities include the overseeing of loan approvals and disbursements. Many hours are devoted to the Credit Union membership by each of these individuals. They work closely with the office staff in providing the membership with prompt responses on loan applications.

Office Staff

President/CEO:		Ann M. South
VP of Finance: VP of Mortgage Services:		Charles Sette Leo O'Donnell
VP Compliance & Internal Audit: Director of Informaton Tech:		Kerry Seibert Mike Shanahan
Director of Operations:		Linda Rheiner
Director of Lending:		Phil Lacher
Administrative Assistant:		Stephen DiGioia
Marketing Specialist:		Gina Scalisi
Branch Services Managers:		Felicia Casale Marianne Lorenzo-Mosca
Asset Recovery Specialist:		Sam Cunningham
Elelctronic Services Supervisor:		Diva Molina
Member Service Supervisors:		Michele Costa Marjorie Guilluame Mary Spaanstra Connie Torrisi Yvonne Uline
Members Financial Planner:		Shawn Adamo

Member Service Representatives

Electronic Services - Mark Parren and Gina Scalisi
Lending Services - Sam Cunningham, Trish Hopkins, Althea Rankins
Branch Services - Filomena Ferrazzano, Padma Rajagopal,
Evan Taylor Annie Ventola, and Derrick Wittjohann.
Mortgage Operations - Rob Ghigliotti & Chris Papagni - Symbionce Financial Solutions, LLC

OPEN POSITIONS - Apply by Faxing Resume to Stephen DiGioia 973-947-0998

The office staff is available 8:00 am - 5:00 pm each day to answer any questions you may have about the Credit Union. Please do not hesitate to call (973) 947-1000. Teller windows are open 9:00 am - 5:00 pm. The Drive Thru is open 8:00 am - 5:30 pm Monday - Friday.

Other branch office hours are listed below.

Remote Office Support Representatives

Ciba Specialty Chemicals, Tarrytown, NY

Ciba Specialty Chemicals, Brewster, NY

Geneva Generics, Princeton, NJ

Geneva Generics, Dayton, NJ

Building/Room Locations, and phone extensions for the Remote Office Support Reps can be found on their corresponding corporate intra-web site.

If you are working in an area where we have not yet established permanent office staff, please see one of the above individuals. They can be very helpful in answering your questions. In addition, they also maintain a supply of various handouts, applications, and forms for your convenience.

Locations and Office Hours

Loan Department

124 South Ridgedale Avenue
East Hanover, NJ 07936-3190

Loan Dept. Phone: 973-947-1000
Loan Dept. FAX: 973-947-0999

Mortgage Department

Over Night Address: 124 South Ridgedale Avenue
East Hanover, NJ 07936-3190

Why Join?

Board, Committees, and Staff

Locations and Office Hours