Novartis FCU - About Us

The mission of the Credit Union is to provide the highest quality professional services to each member.

Our Credit Union is a non-profit organization which is owned and operated by its members, who elect a Board of Directors annually. As a member of Novartis Federal Credit Union, you have a say in how you receive financial services.

Net Income is distributed to the membership in the form of dividends. Historically, the Credit Union's Dividend Rates are paid well above current rates for similar products. In addition, our Loan Rates are normally below market rates for similar products.

Membership is the heart of the Credit Union. You are eligible to join if you belong to one of these groups. APPLY HERE.

All Employees, Retirees and Immediate Family Members Living in Household of:

Credit Union operations are audited regularly by the Supervisory Committee and by unscheduled visits of the federal examiners who check on all aspects of operations.

The National Credit Union Administration regulates and examines our Credit Union. In addition, they maintain and insure your funds up to $250,000 for a single account and up to $1,000,000 for joint accounts through the National Credit Union Share Insurance Fund. IRA Accounts are insured up to $250,000. During the past few years, your credit union has earned the highest rating available, demonstrating excellence in sound financial strength. A Share Insurance Tool Kit is provided here for you to verify your insured shares.

Board, Committees, and Staff

Board of Directors

Chair:		Michael Hatolski
Vice Chair:		Frank Unger
Treasurer:		Ann M. South
Secretary:		OPEN POSITION
Supervisory Committee Liaison:		Doug Morgan
Credit Committee Liaison:		Arthur Belfiore

Other Directors:

Maureen Crowe Joe DiSimone Joe Jagiello

The Board of Directors is elected annually by the membership at the Annual Meeting. They serve rotating 3 year terms. These individuals are highly committed volunteers. The success of our Credit Union can be directly attributed to the dedication of these individuals.

Supervisory Committee

Board Liaison & Chairman:		Doug Morgan
Committee Members:		James-Jon Lawton Lorraine Gagliota

The all volunteer Supervisory Committee is appointed by the Board of Directors. The function of the Supervisory Committee is to watch over the Board and Staff to ensure safety and soundness of the Credit Union. It is their responsibility to conduct and oversee the audits and examinations of the Credit Union.

Credit Committee

Chairman:		Arthur Belfiore
Committee Members:		Jenney Bencivengo John Fila Antonia Russomano Ruth White

The all volunteer Credit Committee is elected by the membership at the Annual Meeting. Their responsibilities include the overseeing of loan approvals and disbursements. Many hours are devoted to the Credit Union membership by each of these individuals. They work closely with the office staff in providing the membership with prompt responses on loan applications.

Office Staff

President/CEO:		Ann M. South
VP of Finance:		Charles Sette
VP of Operations:		Linda Rheiner
VP of Mortgage Operations::		Stephen DiGioia
Director of Information Tech:		Mike Shanahan
Lending Services Manager:		Patti McNeil
Administrative Assistant:		OPEN POSITION
Branch Services Managers:		Felicia Casale Marianne Lorenzo-Mosca
Asset Recovery Specialist:		Sam Cunningham
Electronic Services Supervisor:		Diva Molina
Member Service Supervisors:		Marjorie Guilluame Connie Torrisi Yvonne Uline
Members Financial Planner:		Mary LaFerriere

Member Service Representatives

Electronic Services - Mark Parren and Shannon Frega
Lending Services - Trish Hopkins, Althea Rankins
Branch Services - Susan Daniels, Filomena Ferrazzano, and Padma Rajagopa
Mortgage Operations - Chris Papagni, Jake McDonough, Gina Nemchick, Lisa Simonelli,
- Nadia Ellis, Sandy Sullivan, & Victoria Kurilko

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ALL OPEN POSITIONS - Apply by Faxing Resume to Human Resources: 973-947-0998

The office staff is available 8:00 am - 5:00 pm each day to answer any questions you may have about the Credit Union. Please do not hesitate to call (973) 947-1000. Teller windows are open 9:00 am - 5:00 pm. The Drive Thru is open 8:00 am - 5:30 pm Monday - Friday.

Other branch office hours are listed below.

Remote Office Support Representatives

Ciba Specialty Chemicals, Tarrytown, NY

Ciba Specialty Chemicals, Brewster, NY

Geneva Generics, Princeton, NJ

Geneva Generics, Dayton, NJ

Building/Room Locations, and phone extensions for the Remote Office Support Reps can be found on their corresponding corporate intra-web site.

If you are working in an area where we have not yet established permanent office staff, please see one of the above individuals. They can be very helpful in answering your questions. In addition, they also maintain a supply of various handouts, applications, and forms for your convenience.

Locations and Office Hours

Loan Department

124 South Ridgedale Avenue
East Hanover, NJ 07936-3190

Loan Dept. Phone: 973-947-1000
Loan Dept. FAX: 973-947-0999

Mortgage Department

Over Night Address: 124 South Ridgedale Avenue
East Hanover, NJ 07936-3190

Why Join?

Board, Committees, and Staff

Locations and Office Hours